Student Accounts

Time Payment Plan

The New Paltz Time Payment Plan allows you to make equal monthly payments toward the cost of tuition, fees, and on campus room and board during the Fall and Spring semesters*. By utilizing the Time Payment Plan, you and your family can incorporate the cost of college into the family budget for up to five months (please refer to the enrollment deadlines below). This is not a loan. There is no interest charged. There are no hidden costs. Just add the $30.00 application fee to your initial down payment. Even if you are receiving scholarships or some financial aid, you may enroll in the Time Payment Plan. It is an easy way to pay the balance of your bill that is NOT covered by aid or other resources. As long as the amount due from you exceeds $500 for the semester, you may enroll in the Time Payment Plan for the balance. Enroll online at

* The payment plan is not available during the Summer semester due to its short duration.


How to Enroll

Enroll online at To calculate your budget you must begin by taking the TOTAL CHARGES from your student invoice. You must then deduct any financial aid awards, such as a Stafford Loan, Unsubsidized Loan, Perkins Loan, Tuition Assistance Program (TAP), Pell Grants, private scholarships, etc. from this total. Note: Work Study should not be deducted.

The amount eligible for the Time Payment Plan is limited to the semester’s balance after financial aid or any other third-party assistance is deducted and must be $500.00 or more.

There is a non-refundable Application Fee of $30.00 to participate in the Time Payment Plan. This fee is assessed for each semester of enrollment in the plan. Enrollment in the Time Payment Plan covers only the current semester; you must reapply if you would like to continue in the payment plan for future semesters.

Please refer to the due date on your invoice, as well as the payment plan enrollment deadline dates listed below, to determine the appropriate payment plan option you must use. Note: you cannot choose a payment plan option in which the enrollment deadline date has already passed.  Subsequent payments are due on the first of each month.


Payment Plan Enrollment Deadlines

(Refer to your invoice due date)

For the Fall semester

5 month semester plan ................. available until August 15th
4 month semester plan ................. available August 16 to September 15
3 month semester plan ................. available September 16 to October 15

Spring semester

5 month semester plan ................. available until January 15th
4 month semester plan ................. available January 16 to February 15
3 month semester plan ................. available February 16 to March 15


If you would like to sign up for automatic monthly payments from your Discover, VISA, American Express, or MasterCard, you must do so online through your account. The Office of Student Accounts does not have the ability to do this for you.


Any change in the amount due on your invoice during the semester will automatically adjust the amount due for each remaining payment in the Time Payment Plan. Changes to your New Paltz Time Payment Plan can be viewed online at your account. If you have any questions regarding your account, please contact the Office of Student Accounts via e-mail at or by phone at (845) 257-3150.