Student Financial Services

Preparing for Loan Repayment to Resume

Student loan interest will resume on September 1 and payments will be due starting in October. 

Whether you are returning to repayment for the first time since 2020 or making your first ever student loan payment, it’s important to be prepared. No matter your circumstances, these steps will walk you through the process!  As you begin to communicate with your student loan servicer, keep in mind that they will provide you with free assistance; you should never pay an outside entity to help with your student loans!  Questions about who your loan servicer is? Log into with either your email, phone, or your FSA ID to find out.


Here are some steps to make sure you’re prepared for student loan payments to resume:

  1. Update your contact information in your profile on your loan servicer’s website and in your profile.
  2. Review your auto-debit enrollment or sign up for the first time. To do so, log in to your loan servicer’s website or contact your loan servicer directly.
  3. Check out Loan Simulator to find a repayment plan that meets your needs and goals or to decide whether to consolidate.
  4. Consider applying for an income-driven repayment (IDR) plan. An IDR plan can make your payments more affordable, depending on your income and family size.
  5. Wondering what your payment amount and due date will be? Once the payment pause ends, you’ll receive your billing statement or other notice at least 21 days before your payment is due. This notice will include your payment amount and due date. In the meantime, you can get an estimate of your payment amount and due date through your loan servicer. Contact your loan servicer online or by phone.