Graduating, Leaving or Taking a Break
All students who borrow under the federal loan programs are required to complete an Exit Counseling session when they graduate, withdraw, drop below half-time, or transfer to another college.
EXIT COUNSELING
Understanding the student loan repayment process is a crucial part of borrowing. Exit Counseling covers many important loan topics and provide answers to the most frequently asked questions about repayment. Some of these topics include:
- Repayment Plans
- Deferments and Forbearance
- Loan Consolidation
- Loan Forgiveness
- Borrower’s Rights and Responsibilities
Exit Counseling for Direct Loans can be completed online at StudentAid.gov. You will need your FSA ID and password to log in.
Exit Counseling for Perkins Loans can be completed online at the State University of New York’s Student Loan Service Center.
