Student Financial Services

Graduating, Leaving or Taking a Break

All students who borrow under the federal loan programs are required to complete an Exit Counseling session when they graduate, withdraw, drop below half-time, or transfer to another college.



Understanding the student loan repayment process is a crucial part of borrowing. Exit Counseling covers many important loan topics and provide answers to the most frequently asked questions about repayment. Some of these topics include:

Exit Counseling for Direct Loans can be completed online at You will need your FSA ID and password to log in.

Exit Counseling for Perkins Loans can be completed online at the State University of New York’s Student Loan Service Center.