Use of Personal Vehicles for SUNY Business

Employees who are authorized to use their personal vehicles for SUNY business should be aware that:

1. There is no state coverage for uninsured or underinsured motorists, personal
   injury protection, or medical payments. These coverage's must be through the
   employee's personal policy.
2. Workers Compensation coverage is the same as though the employee was
   using a state vehicle.
3. Comprehensive and collision losses to the personal vehicle are not covered by
   the state.
4. Liability to other persons, including passengers, must be covered by the
   employee's own policy. If losses exceed the policy limits, the state will cover only the excess liability under Public Officers Law section 17.
5. If the employee uses their personal vehicle for work-related business travel on
   a regular basis, they should make sure that the personal policy provides the proper coverage.
6. The employee/employee's insurance company of course may take action.

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