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Student Insurance

SUNY New Paltz requires full-time students to have health insurance; this is further explained on the Student Accounts Web site. This site explains that students with 12 credits are billed for the College's health insurance plan, offered through the Combined Life Insurance Company of NY. Students may waive this policy only by completing a waiver form and submitting it to the Student Accounts Office. Students doing so must have another form of health insurance.

Students with 9 credits are eligible to enroll in the Student insurance plan by request. Requests should be made through Student Accounts prior to September 6, 2009 for the Fall or February 7, 2010 for the Spring.

The Student Insurance Plan is managed by Collegiate Insurance Resources (CIR). Their website has information on our student Plan (policy number for 2009 BSA-00141), as well as other insurance and discount programs for dental coverage, vision coverage, fire and theft coverage, etc. You can also request a replacement health insurance card from their Web site. They also offer a discount program for $29 a year that provides discounts on dental, vision, prescriptions, chiropractic care, alternative medicine, hearing, fitness program, and nutritional supplements and vitamins. This discount program is offered through Best Benefits. For more information view the Best Benefit Discount Program on the Web.

It is important to remember that the services that are covered by your Plan and the benefits that are paid for those services are described in the blue student health insurance brochure. To view a copy of the brochure click on the insurance brochure link below. The policy is a limited benefit Plan and does not cover all services. For example, your plan does not cover the cost of eyeglasses. There is also a $250 limitation on coverage at the Emergency Room.

For major expenses, e.g. surgeries, hospitalizations, MRI's, etc., the Plan utilizes a preferred provider organization (PPO) to hold down student costs. The PPO that is utilized is Beech Street Corporation. Beech Street Corporation offers a national network of physicians, hospitals and other providers, having over 500,000 providers under contract throughout the country. Please note that even though you may find a Beech Street provider on their website, this does not guarantee that the services those providers may give you would be covered under the Plan. To see what providers may be in Beech Street's PPO network, you can visit their Web site, or you may call them at 1-800-432-1776.

For questions about your coverage, please contact the Third Party Administrator, Administrative Concepts, Inc. (ACI) at 1-888-293-9229 and push 2 to be connected to a Customer Service Representative. Students can also go to ACI's website to view their own claim statusThe Claim Status link below will take you directly to the page for registering to view your own claims

 

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